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Últimos 20 reportes · 10-K · 10-K/A · 10-Q · 8-K · Fuente: SEC EDGAR
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SEC CIK: 0001691493
History and Development of the Company,” “Exhibit 8.1 – List of Subsidiaries” to this annual report on form 20-F and Note 3—Basis of Consolidation” to our consolidated financial statements. D. Property, Plants and Equipment Intellectual Property We rely on a combination of trademark, domain names and trade secret laws, as well as employee and third-party nondisclosure, confidentiality and other types of contractual arrangements to establish, maintain and enforce our intellectual property rights, including with respect to our proprietary rights related to our products and services. In addition, we license technology from third parties. As of December 31, 2025, we did not own any Brazil-issued patents or registered copyrights. However, we filed a patent application on May 10, 2021 for the ultraviolet card feature before the United States Patent and Trademark Office (“USPTO”) and the Patent Cooperation Treaty system, which was granted by the USPTO on January 25, 2022.
Ver más| Métrica | LTM dic 25 | 2025 | 2024 | 2023 | 🔒Premium | 🔒Premium | 🔒Premium | 🔒Premium |
|---|---|---|---|---|---|---|---|---|
| MARGEN DE INTERESES | ||||||||
| Gastos por Intereses | 2.835B | 4.579B | 2.835B | 2.037B | 🔒 | 🔒 | 🔒 | 🔒 |
| INGRESOS Y EFICIENCIA | ||||||||
| Comisiones (Fees) | 2.340B | 2.340B | 1.886B | 1.589B | 🔒 | 🔒 | 🔒 | 🔒 |
| Ingresos Totales | 15.775B | 15.775B | 11.517B | 8.029B | 🔒 | 🔒 | 🔒 | 🔒 |
| RESULTADO | ||||||||
| Beneficio Antes de Impuestos | 2.795B | — | 2.795B | 1.539B | 🔒 | 🔒 | 🔒 | 🔒 |
| Impuestos | 823.086M | — | 823.086M | 508.548M | 🔒 | 🔒 | 🔒 | 🔒 |
| BALANCE — CARTERA Y FONDEO | ||||||||
| Préstamos a Clientes | 9.421B | 9.421B | 5.322B | 3.202B | 🔒 | 🔒 | 🔒 | 🔒 |
| Préstamos Interbancarios | 1.179B | — | 1.179B | 821.501M | 🔒 | 🔒 | 🔒 | 🔒 |
| BALANCE — TOTALES | ||||||||
| Cash & Equivalentes | 15.004B | 15.004B | 9.186B | 5.923B | 🔒 | 🔒 | 🔒 | 🔒 |
| Activo Total | 74.894B | 74.894B | 49.931B | 43.345B | 🔒 | 🔒 | 🔒 | 🔒 |
| RETORNO AL ACCIONISTA | ||||||||
| Acciones en Circulación | 4.792B | — | — | — | 🔒 | 🔒 | 🔒 | 🔒 |
| RATIOS BANCARIOS | ||||||||
| ROE | 30.3% | 30.3% | 28.1% | 18.2% | 🔒 | 🔒 | 🔒 | 🔒 |
| ROA | 4.6% | 4.6% | 4.2% | 2.8% | 🔒 | 🔒 | 🔒 | 🔒 |
| Ratio de Eficiencia | ||||||||
Cifras en miles de millones (B) · Fuente: SEC/EDGAR
| Gastos Operativos |
| 2.753B |
| 2.753B |
| 2.458B |
| 1.952B |
| 🔒 |
| 🔒 |
| 🔒 |
| 🔒 |
| Provisiones Crediticias | — | — | — | 2.285B | 🔒 | 🔒 | 🔒 | 🔒 |
| Beneficio Neto (atribuible) |
| 2.869B |
| 2.869B |
| 1.972B |
| 1.031B |
| 🔒 |
| 🔒 |
| 🔒 |
| 🔒 |
| Depósitos de Clientes |
| 41.925B |
| 41.925B |
| 28.855B |
| 23.691B |
| 🔒 |
| 🔒 |
| 🔒 |
| 🔒 |
| Depósitos de Bancos | 1.365M | — | 1.365M | 5.770M | 🔒 | 🔒 | 🔒 | 🔒 |
| Pasivo Total |
| 63.572B |
| — |
| — |
| — |
| 🔒 |
| 🔒 |
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| Patrimonio Neto (atribuible) | 11.291B | 11.291B | 7.646B | 6.406B | 🔒 | 🔒 | 🔒 | 🔒 |
| Interés Minoritario (NCI) | 787.000K | — | 787.000K | — | 🔒 | 🔒 | 🔒 | 🔒 |
| TBV (Valor Lib. Tang.) | 6.884B | — | — | — | 🔒 | 🔒 | 🔒 | 🔒 |
| 17.4% |
| 17.4% |
| 21.3% |
| 24.3% |
| 🔒 |
| 🔒 |
| 🔒 |
| 🔒 |
| Margen Neto | 18.2% | 18.2% | 17.1% | 12.8% | 🔒 | 🔒 | 🔒 | 🔒 |
| Préstamos / Depósitos | 22.5% | 22.5% | 18.4% | 13.5% | 🔒 | 🔒 | 🔒 | 🔒 |
| Provisiones / Ingresos | — | — | — | 28.5% | 🔒 | 🔒 | 🔒 | 🔒 |
| Comisiones / Ingresos | 14.8% | 14.8% | 16.4% | 19.8% | 🔒 | 🔒 | 🔒 | 🔒 |
| Patrimonio / Activos | 15.1% | 15.1% | 15.3% | 14.8% | 🔒 | 🔒 | 🔒 | 🔒 |
Consenso de Analistas
Precio Objetivo — 12 meses
$12.00
Mínimo
-1.9%
$19.00
Mediana
+55.4%
$18.69
Promedio
+52.8%
$23.00
Máximo
+88.1%
Precio actual · USD
$12.23
ROE
30.3%
ROA
4.6%
Ratio de Eficiencia
17.4%
Margen Neto
18.2%
Préstamos / Depósitos
22.5%
Comisiones / Ingresos
14.8%
Patrimonio / Activos
15.1%