Underwriting income was $8.69 billion in 2025 compared to $3.15 billion in 2024, primarily due to increased premiums earned and the benefit of prior year reserve releases, partially offset by higher expenses. (1) Includes renters, condominium, landlord, boat, umbrella, manufactured home, scheduled personal property and valuable item protection products. (2) Other business lines represents commissions earned from brokered property and casualty and life and annuity products, and lender-placed products. The Allstate Corporation 39 2025 Form 10-K Allstate Protection Premium measures and statistics include PIF, new issued applications and average premiums. Premiums written is the amount of premiums charged for policies issued during a fiscal period. Premiums are considered earned and are included in the financial results on a pro-rata basis over the policy period. The portion of premiums written applicable to the unexpired term of the policies is recorded as unearned premiums on the Consolidated Statements of Financial Position.