Accede al análisis completo con tu suscripción
Últimos 20 reportes · 10-K · 10-K/A · 10-Q · 8-K · Fuente: SEC EDGAR
Accede al análisis completo con tu suscripción
SEC CIK: 0001739940
Precio actual · USD
$304.50
Consenso de Analistas
Precio Objetivo — 12 meses
$290.00
Mínimo
-4.8%
$340.00
Mediana
+11.7%
$340.92
Promedio
+12.0%
$400.00
Máximo
+31.4%
P/E LTM
12.91
Precio / EPS LTM diluido
ROIC (NOPAT / IC)
10.5%
NOPAT / (Equity + Debt)
MLR (Benefit Ratio)
85.1%
Costos médicos / Primas
ROE (avg equity)
15.0%
Benef. neto / Patrimonio
ROA (avg assets)
4.0%
Benef. neto / Activo total
Operating Margin
3.5%
Op. income / Ingresos
Margen Neto
2.3%
Benef. neto / Ingresos
Effective Tax Rate
19.8%
Tax / Pretax income
| Métrica | LTM mar 26 | 2025 | 2024 | 2023 | 🔒Premium | 🔒Premium | 🔒Premium | 🔒Premium | 🔒Premium | 🔒Premium | 🔒Premium |
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| INGRESOS | |||||||||||
| Ingresos Totales | 277.892B | 274.900B | 247.121B | 195.265B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| PRIMAS Y COSTOS MÉDICOS (MLR) | |||||||||||
| Primas Devengadas | 37.337B | 40.261B | 45.996B | 44.237B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Costos Médicos | 31.775B | 34.349B | 38.648B | 36.287B | 🔒 | 🔒 | |||||
| GASTOS OPERATIVOS | |||||||||||
| Costo de Productos/Servicios | 220.693B | 214.991B | 182.509B | 133.801B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| SG&A / Operating Costs | 14.126B | 14.617B | 14.844B | 14.822B | 🔒 | 🔒 | |||||
| STOCK-BASED COMPENSATION | |||||||||||
| Stock-Based Compensation | 291.000M | 291.000M | 308.000M | 286.000M | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| SBC / Revenue | 0.1% | 0.1% | 0.1% | 0.1% | 🔒 | 🔒 | |||||
| RESULTADO NETO | |||||||||||
| Pretax Income | 8.403B | 7.781B | 5.269B | 5.513B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Interest Expense (P&L) | 1.395B | — | — | — | 🔒 | 🔒 | |||||
| RESERVAS E INVENTARIO | |||||||||||
| Inventario Neto | 5.831B | 7.338B | 6.692B | 5.645B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| LIQUIDEZ E INVERSIONES | |||||||||||
| Cash & Equivalentes | 7.040B | 7.676B | 7.550B | 7.822B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Short-term Investments | 812.000M | 1.056B | 665.000M | 925.000M | 🔒 | 🔒 | |||||
| BALANCE — ACTIVOS | |||||||||||
| PP&E Neto | 3.651B | 3.651B | 3.654B | 3.695B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Goodwill | 45.534B | 44.924B | 44.370B | 44.259B | 🔒 | 🔒 | |||||
| CAPITAL Y DEUDA | |||||||||||
| Deuda Total | 30.900B | 31.463B | 31.972B | 30.930B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Net Debt | 23.048B | 22.731B | 23.757B | 22.183B | 🔒 | 🔒 | |||||
| FLUJO DE CAJA Y CAPEX | |||||||||||
| Cash Flow Operativo (CFO) | 8.812B | 9.601B | 10.363B | 11.813B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| NOPAT | 7.690B | 7.435B | 6.752B | 8.318B | 🔒 | 🔒 | |||||
| RATIOS | |||||||||||
| ROIC (NOPAT / IC) | 10.5% | 10.2% | 9.0% | 10.9% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| MLR (Benefit Ratio) | 85.1% | 85.3% | 84.0% | 82.0% | 🔒 | 🔒 | |||||
Cifras en miles de millones (B) · Fuente: SEC/EDGAR
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| MLR (Benefit Ratio) | 85.1% | 85.3% | 84.0% | 82.0% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Depreciación & Amort. | 2.751B | 2.775B | 2.775B | 3.035B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Operating Income | 9.587B | 9.200B | 9.417B | 8.536B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Operating Margin | 3.5% | 3.4% | 3.8% | 4.4% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Tax Expense | 1.663B | 1.493B | 1.491B | 141.000M | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Beneficio Neto | 6.288B | 5.957B | 3.434B | 5.164B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Margen Neto | 2.3% | 2.2% | 1.4% | 2.6% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| EPS Diluido | 23.59 | 22.18 | 12.12 | 17.39 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| EPS Básico | 23.75 | 22.33 | 12.25 | 17.57 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Total Liquid Assets | 7.852B | 8.732B | 8.215B | 8.747B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Long-term Investments | 18.902B | 18.471B | 15.128B | 17.985B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Intangibles | 27.318B | 28.560B | 29.417B | 30.863B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Activo Total | 153.266B | 157.919B | 155.881B | 152.761B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Pasivo Total | 110.824B | 116.045B | 114.638B | 106.410B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Patrimonio Neto | 42.210B | 41.713B | 41.033B | 46.223B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Invested Capital | 73.110B | 73.091B | 75.079B | 76.460B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Acciones en Circulación | 264.532M | 263.464M | 273.789M | 292.504M | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Recompras de acciones | 2.113B | 3.621B | 7.034B | 2.284B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Dividendos pagados | 1.616B | 1.611B | 1.567B | 1.450B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Dividendos por acción | 6.09 | 6.04 | 5.60 | 4.92 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Adquisiciones (Business) | 597.000M | 597.000M | 131.000M | 447.000M | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| ROE (avg equity) | 15.0% | 14.4% | 7.9% | 11.4% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| ROA (avg assets) | 4.0% | 3.8% | 2.2% | 3.5% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Operating Margin | 3.5% | 3.4% | 3.8% | 4.4% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Margen Neto | 2.3% | 2.2% | 1.4% | 2.6% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Effective Tax Rate | 19.8% | 19.2% | 28.3% | 2.6% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Debt / Equity Ratio | 0.73x | 0.75x | 0.78x | 0.67x | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |