Accede al análisis completo con tu suscripción
Últimos 20 reportes · 10-K · 10-K/A · 10-Q · 8-K · Fuente: SEC EDGAR
Accede al análisis completo con tu suscripción
SEC CIK: 0001000275
Precio actual · USD
$204.78
Consenso de Analistas
Precio Objetivo — 12 meses
$186.42
Mínimo
-9.0%
$219.43
Mediana
+7.2%
$213.59
Promedio
+4.3%
$234.92
Máximo
+14.7%
ROE
15.3%
ROA
0.9%
Ratio de Eficiencia
54.9%
Margen Neto
30.6%
Préstamos / Depósitos
68.8%
Cobertura ACL
0.7%
Provisiones / Ingresos
6.5%
Comisiones / Ingresos
50.5%
| Métrica | LTM oct 25 | 2025 | 2024 | 2023 | 🔒Premium | 🔒Premium | 🔒Premium | 🔒Premium | 🔒Premium | 🔒Premium |
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| MARGEN DE INTERESES | ||||||||||
| Ingresos por Intereses | 74.372B | 74.372B | 75.179B | 62.314B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Gastos por Intereses | 50.734B | 50.734B | 55.155B | 44.313B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Ingreso Neto Intereses (NII) | 23.639B | 23.639B | 20.023B | 18.000B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| INGRESOS Y EFICIENCIA | ||||||||||
| Comisiones (Fees) | 24.072B | 24.072B | 21.053B | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Ingresos Totales | 47.711B | 47.711B | 41.077B | 36.865B | 🔒 | 🔒 | 🔒 | |||
| RESULTADO | ||||||||||
| Beneficio Antes de Impuestos | 18.374B | 18.374B | 14.228B | 13.025B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Impuestos | 3.784B | 3.784B | 2.595B | 2.558B | 🔒 | 🔒 | 🔒 | |||
| BALANCE — CARTERA Y FONDEO | ||||||||||
| Préstamos a Clientes | 746.710B | 746.710B | 702.984B | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Préstamos Brutos | 751.791B | 751.791B | 707.309B | — | 🔒 | 🔒 | 🔒 | |||
| BALANCE — TOTALES | ||||||||||
| Cash & Equivalentes | 26.521B | 26.521B | 40.632B | 44.404B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Activo Total | 1.665T | 1.665T | 1.556T | 1.437T | 🔒 | 🔒 | 🔒 | |||
| CAPITAL REGULATORIO (BASILEA III) | ||||||||||
| Ratio CET1 | 13.5% | 13.5% | 13.2% | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Ratio Tier 1 | 15.1% | 15.1% | 14.6% | — | 🔒 | 🔒 | 🔒 | |||
| RETORNO AL ACCIONISTA | ||||||||||
| Dividendos pagados | 6.090B | 6.090B | 5.670B | 5.332B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Acciones en Circulación | 1.401B | — | — | — | 🔒 | 🔒 | 🔒 | |||
| RATIOS BANCARIOS | ||||||||||
| ROE | 15.3% | 15.3% | 13.4% | 13.1% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| ROA | 0.9% | 0.9% | 0.8% | 0.7% | 🔒 | 🔒 | 🔒 | |||
Cifras en miles de millones (B) · Fuente: SEC/EDGAR
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| Gastos Operativos | 26.212B | 26.212B | 24.534B | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| PPNR (Ingr. Pre-Provisión) | 21.499B | 21.499B | 16.543B | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Provisiones Crediticias | 3.125B | 3.125B | 2.315B | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Beneficio Neto (atribuible) | 14.586B | 14.586B | 11.626B | 10.462B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| EPS Diluido (acción local) | 10.08 | — | — | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Reservas Crediticias (ACL) | 5.081B | 5.081B | 4.324B | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Depósitos de Clientes | 1.086T | 1.086T | 1.010T | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Pasivos Subordinados | 10.001B | — | — | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Pasivo Total | 1.566T | — | — | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Patrimonio Neto (atribuible) | 99.635B | 99.635B | 91.037B | 82.411B | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Interés Minoritario (NCI) | 42.263M | 42.263M | 73.781M | 70.916M | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| TBV (Valor Lib. Tang.) | 80.432B | — | — | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Ratio Capital Total | 16.8% | 16.8% | 16.4% | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Ratio Apalancamiento | 4.4% | 4.4% | 4.2% | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Capital CET1 | 70.735B | 70.735B | 63.707B | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Activos Pond. Riesgo (RWA) | 523.076B | 523.076B | 481.570B | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
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| Ratio de Eficiencia | 54.9% | 54.9% | 59.7% | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Margen Neto | 30.6% | 30.6% | 28.3% | 28.4% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Préstamos / Depósitos | 68.8% | 68.8% | 69.6% | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Cobertura ACL | 0.7% | 0.7% | 0.6% | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Provisiones / Ingresos | 6.5% | 6.5% | 5.6% | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Comisiones / Ingresos | 50.5% | 50.5% | 51.3% | — | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Patrimonio / Activos | 6.0% | 6.0% | 5.8% | 5.7% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |
| Payout de Dividendos | 41.8% | 41.8% | 48.8% | 51.0% | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 | 🔒 |